Title Loans Up to $15,000


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Coffee Lifestyle – Keeping an Eye on Your Spending

  • More than half of Americans over the age of 18 drink coffee on a daily basis. That’s about 150 million java lovers.
  • Coffee drinkers consume 3.1 cups of coffee every day on average.
  • A brewed cup of coffee costs $2.38 on average, while an espresso goes for around $3.45.
  • There’s an $18 billion coffee market in the U.S.
  • America imports more than $4 billion worth of coffee annually.
  • Independent coffee shops make $12 billion each year.
  • There are about 24,000 coffee shops across the United States.

Source: Espresso Business Solutions, 2017 Data

“But first, coffee.” The statistics above show why this has become such a well-worn expression. To many Americans, the essentials are food, shelter, clothing and coffee. If you’re like half of the U.S. population, you’re spending about $2,700 every year on your daily coffee fix.

However, if you’re looking for ways to save money, here are a few ways you can cut your coffee costs without sacrificing the simple joy of java:

Related: Want to make it rich? Read these 10 Habits All Financially Independent People Have in Common

Set Up Your Own Coffee Station

Obviously, one of the best ways to save money on coffee is to stop buying it from coffee shops. But if you enjoy the cozy atmosphere of a coffee shop, why not create a cute little cafe area in your home? Though it might cost a little bit more money up front, you could save thousands of dollars each year.

You’ll need a few key supplies: a coffee maker, French press, and/or Keurig machine, coffee grinder, creamer and sugar. You can save a lot of money by buying five-pound bags of coffee that can easily last a month or more. Another way to save money on great coffee is to buy Fair Trade coffee at big chains, which are usually less expensive than other retailers.

Here are a few other ideas to dress up  your coffee area and make you forget ever wanting to go out and pay a cup of coffee again: 

  • Coffee mugs
  • Cute bowl for sugar or individual creamers
  • Glass jar to display your coffee beans
  • Cabinet space for coffee accessories
  • Dedicated coffee station or cart
  • Artwork
  • Vase for real or fake flowers
  • Sweet-smelling candle
  • Cake holder for some tasty pastries

Use Gift Cards

As an avid coffee lover, maybe you still want to go out for your coffee rather than make it at home. One way reduce the expense is by using gift cards. Since the goal is to save money, don’t pay full price for your gift cards. Instead, look for gift cards at places like eBay, Groupon, and Craigslist.

Simple Hacks to Save at Starbucks

If you’re a frequent Starbucks patron, you might be interested in using these cash saving hacks: 

  • Become a Starbucks member to get rewards, discounts, free food and drinks, and free refills. Being a member will also get you a free Starbucks drink on your birthday.
  • Split a Venti Frap with a friend, which is 24 ounces, instead of buying two 12-ounce frappucinos.
  • Earn free Starbucks gift cards through programs like Swagbucks, Ibotta, and Shopkick.
  • Love Chai Tea Lattes? Order a cup of hot water with a Tazo Chai tea bag, then add milk from the condiment bar.
  • If Starbucks employees make a mistake with your drink, along with receiving a new drink, you can request a gift card for a free drink.

Another Way to Save Money 

Coffee is great, but it’s not an absolute essential. Maybe you’re willing to give it up to save money. However, if times are particularly tough, you might need something a lot more drastic than giving up coffee to make ends meet. If so, consider getting a title loan.

If you qualify, you could get up to $15,000, regardless of your credit. You could use title loans as a short-term strategy for making ends meet. To be eligible, you must have a lien-free, paid-off vehicle that’s in your name. You don’t even have to give up your vehicle while doing so.

If this sounds like the way to go for you, you can get started today. The sooner you start the process, the sooner you could get up to $15,000 in emergency cash so you can finally start paying your expenses with far less stress.