National Lazy Day is the perfect excuse to ditch the chores, turn off your phone, take a nap, kick up your feet and queue up your favorite TV show. It’s also the perfect opportunity to take a break from spending money, too. If your financial situation has you reaching for title loans or a payday loan every time an unexpected cash emergency pops up, consider following National Lazy Day’s example and trade your spending binge for a Netflix binge. Here’s a few ways that being lazy could actually help you out with your finances.
The first step to using laziness to boost your finances is to put down the wallet. Don’t pick it up. Don’t put it in your pocket. And definitely don’t walk out the front door with it. In fact, don’t leave the house, period. Lazy people rarely leave the homestead. They stay in and make themselves comfortable on the couch. By not leaving the house, you won’t be tempted to spend money. Give it a try.
If you’re trying to save money, finding yourself a hobby could do you some good. A hobby can come from anything; music, video games, vlogging, exercising, carpentry, collecting, etc. Many people blow through all their money because they don’t have a hobby to keep them occupied in their free time. In fact, spending money has itself become a hobby to some. But that’s no good if the goal here is to save money. The truth is, traditional hobbies are healthy. They keep you productive, focused and grounded. Sure, you’ll probably need to spend a little bit of money to get started, but it’s worth it if it keeps you happy at home where you can avoid further spending. Everybody needs a hobby, even us lazy ones.
Sometimes, a little “Netflix and chill” is all you need to keep your budget in check. In this way, adopting a little laziness on the couch can be a good thing. Don’t have a Netflix account? Why not? Netflix gives its customers instant access to thousands of movies, shows and documentaries for as little as $8 a month. The money you’ll save from staying in to binge your favorite show is well worth the small monthly fee.
Books are very underrated these days. Most would even argue that watching a movie is a better option, but the bookworms of the world would beg to differ. Books offer a type of storytelling that’s captivated people’s hearts and minds for thousands of years and still do today. A good book pulls its reader into the story in a way that no motion picture ever could. A movie confines you into seeing the story through the eyes of its director, but books allow you to exercise your imagination, making you feel like you’re a part of the tale. Want to save money? Pick up a book and start reading. You may not feel like it at first, but after the first few chapters, you won’t want to put it down. With all your time spent on reading, you won’t have as much idle time for spending money. If you need cash right away and have a car and the title, you might consider getting a loan for that auto title. And of course, don't watch too much TV.